Intrinsic Value Calculator OE9.7 - App Store

This Intrinsic Value Calculator is based on Warren Buffett's "Ten Cap Price" otherwise known as "Owner Earnings" calculation. Buffett is calling Owner Earnings: "the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses."

There are many different ways to calculate Intrinsic Value. For example based on DCF (Discounted Cash Flow) Model or EPS (Earnings Per Share). Our new "Intrinsic Value Calculator DCF" and "Intrinsic Value Calculator EPS” applications are also available on App Store.

Per Warren Buffett Value Investment Theory the buy decision should be based on several factors:

1. Company must have competitive advantage.
2. Company performed admirably in the past 10 years, recovered after market correction(s) and recession(s).
3. Company must have long term prospects - be relevant in 10 years from now.
4. Company's market price should be 20-30% less than calculated intrinsic value - margin of safety price.

The logical question you would ask is how is it possible for any good company to have the market price 20-30% bellow intrinsic value? The answer is: YES it's possible. The potential reasons could include: bad news about the company, company's industry is out of market favor, market is in correction or recession.

Warren Buffett indicator -> the historical ratio of Total Market Cap over GDP is currently at 232%. Meaning we are in the biggest Stock Market BUBBLE in history!

This proves that current stock Market Bubble is bigger than "DOT-COM Bubble" of 2000 or "Housing Bubble" of 2008. It's just a matter of time before current BUBBLE will POP presenting an opportunity for Value Investors to buy their favorite stocks for less than intrinsic value! But in order to buy your favorite stocks for less than intrinsic value you need to know what this intrinsic value is. This is when our Intrinsic Value Calculator comes handy. You can calculate, store, reload and compare intrinsic value with market price anywhere and anytime, and all you need is your phone and our application.

The goal of this application is to help value investors with calculation of intrinsic value. Most of the values required for calculation could be found on company's latest annual report. Annual reports can be found on company's website in investor relations section. Values missing in annual report could be found on GOOGLE.

Our calculator comes with several Examples: Bank of America, JPMorgan Chase, Alibaba, Baidu and Magnificent 7 -> M7 stocks: Nvidia, Tesla, Meta, Apple, Amazon, Microsoft, and Alphabet.

This calculator doesn’t take growth into account. In case if you want to calculate Intrinsic Value based on growth, you can use our new "Intrinsic Value Calculator DCF" and "Intrinsic Value Calculator EPS" applications available on App Store.

Calculating intrinsic value of stocks based on Warren Buffett’s OE formula, reviewing examples, help and about calculator screens are FREE features that do not require a subscription. Saving, loading data and "My Portfolio" view are the only features that would require a monthly or an annual subscription. Payment will be charged to iTunes Account after completion of 1 month free trial period. Account will be charged for renewal within 24-hours prior to the end of the current period. Subscriptions can be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after the purchase.

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Version History Recalculated Intrinsic Value for Nvidia, Tesla, Amazon and Apple examples based on 2025 10-K annual report. 9.7 Jun 13 Recalculated examples for NVDA, AAPL, TSLA and AMZN based on 2024 10-K annual report data. 9.6 03/16/2025 Recalculated intrinsic value for NVDA, TSLA, AAPL and AMZN examples based on 2023 annual reports data form 10-K. 9.5 08/17/2024 Made basic features of our application FREE. Calculating intrinsic value of stocks based on Warren Buffett's OE formula, reviewing examples, help and about calculator screens are FREE features now that no longer require a subscription. Saving, loading data and "My Portfolio" view are the only features that would require a monthly or an annual subscription. If you are already subscribed to one of the plans, you will continue to have access to all features of our application. 9.3 05/07/2024 Added Nvidia Example. Warren Buffett's Owner earnings formula choke on NVDA due to Maintenance and Capital Expenditures of $463.2 BILLION is 163 times greater than sum of all other assets used in Buffett's formula. It results in negative intrinsic value of -$1,864. It basically means that in case of liquidation Nvidia shareholders will get ABSOLUTELY NOTHING -> $0.

Someone would argue that Nvidia is a growth company and have to be calculated based on growth formulas, so we calculated it based on DCF and EPS formulas.

Based on DCF formula intrinsic value of NVIDIA is $93.10 overvalued compare to market price by 675% !!!

Based on EPS formula intrinsic value of NVIDIA is $79.14 overvalued compare to market price by 811% !!!

Our Intrinsic Value Calculator EPS and DCF applications also available on App Store. 9.2 02/21/2024 Minor enhancements. 9.1 09/24/2023 Converted our application to subscription based payment model. There are 2 Subscription options available: Monthly and Annual. Each Subscription comes with 1 month free trial. Each SUBSCRIPTION option provides FULL ACCESS to ALL FEATURES of calculator. All users who bought our Intrinsic Value Calculator OE before version 9.0 was published will continue using it without need to purchase monthly or annual subscription. 9.0 09/13/2023 Changed Calculator name to "Intrinsic Value Calculator OE" to reflect that it's based on Owner Earnings formula used by Warren Buffett.
Changed application icon to include "OE" to differentiate this calculator from our new "Intrinsic Value Calculator DCF" application.
Recalculated examples based on 2022 annual reports data. 8.0 06/12/2023 Recalculated Alibaba/BABA example based on 2022 annual report form 20-F.
Updated all examples with current market price. 7.9 11/07/2022 Recalculated intrinsic value of examples for Amazon and Google based on 20-for-1 stock split.
Recalculated intrinsic value of example for Tesla based on 3-for-1 stock split.
Recalculated intrinsic value of all examples based on current market price.
Added MSFT example. 7.8 10/17/2022 Added example for TSLA - Tesla, Inc. 7.7 04/26/2022 Recalculated Intrinsic Value for AMZN, JPM and BIDU examples based on 2021 annual reports. 7.5 04/06/2022 Updated examples for FAANG stocks, JPM, BAC, BABA and BIDU based on 2020 and 2021 annual reports data. 7.4 04/01/2022 Recalculated Intrinsic Value for FB, AAPL, AMZN, GOOG, BAC and BIDU examples based on 2020 annual reports. 7.3 03/16/2021 Minor layout enhancements. 7.2 05/05/2020 Updated description of examples with year 2019, to reflect updated 2019 annual report data used to calculate intrinsic value of example stocks. 7.1 05/03/2020 Updated examples with 2019 annual report data and current market price. 7.0 04/29/2020 Recalculated Intrinsic Value for FAANG stocks examples based on 2019 annual reports form 10-K. 6.0 02/18/2020 Added "Delete Old Files" screen to allow users to remove unnecessary files for the same Stock Ticker after saving updated data. Updated examples with current market price. 5.0 11/12/2019 Added new "My Portfolio" screen. A convenient way to see the comparison of Market Price and Intrinsic Value for all your stocks in one view.
Added examples for JPMorgan Chase Co. and popular Chinese stocks: "Alibaba Group" and "Baidu, Inc." 4.0 07/15/2019 Fixed layouts for iPhones with 6.5" screens and iPads with 12.9" screens. 2.0 06/19/2019 1.0 06/13/2019